Why time in the market beats timing the market when it comes to investing

Why time in the market beats timing the market when it comes to investing


“Time in the market beats timing the market.”

It’s a common investment adage, sometimes described as the “golden rule” of investing. But constant repetition doesn’t make it any less relevant today.

“Timing the market” is a strategy by both professional investors and amateur stock-pickers. Their approach is to try and buy stocks when the value is low, and then sell when it’s high.

Sometimes it will work, and they will show a tidy profit. Frequently, however, even seasoned professionals fail to accurately predict market movements.

History and experience show that you’re more likely to see the value of your investments increase over an extended period if you simply sit tight and do nothing rather than constantly adjust your portfolio holdings. Read on to find out why.

Research shows the perils of trying to time the market

Research published in...

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Four lessons for investors in volatile markets

Markets can often be volatile, potentially spooking investors. We explain how to remain calm and avoid making rash decisions.


Stock market downturns are part and parcel of investing. So far this year stock markets around the world have been tough to say the very least, as global events have conspired to create difficult conditions. How investors react can have an impact on their investment portfolios, as much as how the markets behave.

What should you do in the face of stock market turbulence? Here are four key points to bear in mind.

1. Don’t panic and flee

Try not to succumb to panic and sell your investments when financial markets are falling. It’s tempting, perhaps with a view to getting back in when things have calmed down. But timing the market is extremely difficult.

The problem is that it’s almost impossible to tell whether economies and markets are suffering from a prolonged crisis, such as the credit crunch of 2008 and 2009, or merely a...

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What can we learn from Warren Buffett?


What can we learn from Warren Buffett?


Where do you start with Warren Buffett? Widely recognised as the world’s shrewdest investor, the “Sage of Omaha” is now 90 years young and still doling out nuggets of advice to investors across the globe. Using his investment expertise, he had amassed a fortune of some $79 billion as of August 2020, making him the 4th wealthiest individual in the world.

Buffett is chairman and CEO of the Omaha (Nebraska) headquartered conglomerate, Berkshire Hathaway. His annual letter to shareholders is highly valued and their annual shareholder’s meeting has grown into an enormous event, attracting crowds some years in excess of 40,000 people! People want to hear what Buffett has to say.

The only infuriating factor in all of this is that he makes it all sound so simple… While of course it is not, he is guided by a series of principles that he sticks to and he regularly speaks of these through pithy and highly...

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