Income Protection - The financial safety need you can't afford to be without

In Ireland, income protection insurance is a type of insurance that provides a replacement income if you are unable to work due to illness or injury.

This type of insurance can help to cover your living expenses and ensure that you and your family are able to maintain your standard of living in the event that you are unable to work.

Income protection insurance is an important consideration for anyone who relies on their income to support themselves and their loved ones.

5 Advantages of Income Protection

  1. Income protection insurance can provide a replacement income if you are unable to work due to illness or injury, which can help to cover your living expenses and maintain your standard of living.

  2. This type of insurance can help to protect you and your family from the financial consequences of a sudden loss of income.

  3. It can give you peace of mind knowing that you have a safety net in place in case of a unforeseen event that prevents you from working.

  4. Income protection...

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What should I do with my money in my 30's?

1: Get Rid of Bad Debt:

This step will be very relevant to anyone looking to get a mortgage, as bad debt makes it much harder (if not impossible) to acquire one. The highest rate of interest you will pay is on short term debt and credit cards which is a major drain on cash flow. Interest rates on short term loans including car loans can really eat away at your income and with some credit cards carrying a rate of 20% these unpaid bills can very quickly add up. The first step in any financial plan should be to work on clearing this debt and as your cashflow improves you will find it easier to save.

2: Build up An Emergency Fund:

This will often be known as a rainy-day fund and is exactly what it says on the tin. It’s a fund that you have in case of emergency because unfortunately emergencies happen and no matter how good you’re at budgeting you can’t plan for everything. This money should be kept in an easy access savings account. These accounts offer very...

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